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Your Medicare Benefits Report
Q: Keeping my doctor & hospital are high priorities for me on Medicare:

A: , Because keeping your doctor and hospital the same are a high priority for you, Original Medicare is a great choice. Advantage plans, although usually quite affordable, require you to use a predefined network of providers…both doctors and facilities.
Q: Keeping my doctor & hospital are high priorities for me on Medicare:

A: , You said that keeping your doctors and hospital the same aren't that important to you. You should know Advantage plans, which require you to use a fixed network of providers and faclities, are generally quite affordable on a monthly basis.
Q: Keeping my doctor & hospital are high priorities for me on Medicare:

A: , Keeping your doctor and hospital the same can become expensive with the Original Medicare plan. Since this isn't a high priority for you, there are cost savings with an Advantage plan you may benefit from.
Q: Keeping my doctor & hospital are high priorities for me on Medicare:

A: , While we would all like to keep our doctor and hospitals the same, this can be difficult based on the cost of the plan. Figuring out what is important to you is our mission.
Q: Keeping my doctor & hospital are high priorities for me on Medicare:

A: , Keeping your doctor isn't the highest priority for your right now. Original Medicare lets you do this and the Advantage plan may not. If this is something important to you, we can help figure out which plan in your local market is best for you.
Q: My highest priority on Medicare is a plan starting at $0 per month, regardless of whether or not I can keep my doctor:

A: A plan starting at $0 monthly will help with cost savings, which is important to many people. But keep in mind, if your existing doctors are out of network you may lose access to them. This is something that our local, licensed agents can help you with to ensure you are making the right choice.
Q: My highest priority on Medicare is a plan starting at $0 per month, regardless of whether or not I can keep my doctor:

A: A plan starting at $0 monthly will help with cost savings, which is important to many people. But keep in mind, if your existing doctors are out of network you may lose access to them. This is something that our local, licensed agents can help you with to ensure you are making the right choice.
Q: My highest priority on Medicare is a plan starting at $0 per month, regardless of whether or not I can keep my doctor:

A: You didn't mention that having a $0 monthly premium is that important to you, but know that if you choose an Advantage plan you get this added perk. Just keep in mind that this plan has limited coverage and you might have to find a new doctor. This is something you'll need to think about and we can help you with.
Q: My highest priority on Medicare is a plan starting at $0 per month, regardless of whether or not I can keep my doctor:

A: Weighing the pros and cons of a $0 copay vs keeping your own doctor definitely requires some thought. Your profile is similar to that of thousands of people we've already helped resolve this issue.
Q: My highest priority on Medicare is a plan starting at $0 per month, regardless of whether or not I can keep my doctor:

A: A plan starting at $0 monthly will help with cost savings, which is important to many people. But keep in mind, if your existing doctors are out of network you may lose access to them. This is something that our local, licensed agents can help you with to ensure you are making the right choice.
Q: My highest priority on Medicare is a plan starting at $0 per month, regardless of whether or not I can keep my doctor:

A: Having a $0 monthly premium is not one of your biggest concerns, but you should know which plan offers this and which doesn't. Many Advantage plans start at $0 monthly while Original Medicare comes with a Plan B premium. Your profile is similar to that of thousands of people we've already helped resolve this issue.
Q: I need a prescription drug plan bundled in my Medicare plan at no additional cost:

A: So you want prescription drug coverage bundled with your plan. Advantage plans almost always come bundled with prescription coverage. If you go with Original Medicare, you'll need to pick up a stand alone prescription plan.
Q: I need a prescription drug plan bundled in my Medicare plan at no additional cost:

A: It sounds like you don't need a prescription plan bundled with your coverage right now. If you go with Original Medicare you'll need to make your own arrangments for medicine and prescription coverage when the need arises. This can become costly and it may be best to think about those needs now.
Q: I need a prescription drug plan bundled in my Medicare plan at no additional cost:

A: Since you need a prescription drug plan bundled with your coverage, an Advantage plan is your choice. Almost all Advantage plans come bundled with prescription coverage. Your current health is important to consider when making this decision.
Q: I need a prescription drug plan bundled in my Medicare plan at no additional cost:

A: Even though you said you don't need a prescription plan bundled, please know that Original Medicare, Parts A & B, don't come with prescription coverage. Advantage plans almost always include bundled prescription medicine coverage.
Q: I need a prescription drug plan bundled in my Medicare plan at no additional cost:

A: Our health is important to us, but it can change. Right now it seems like you're unsure if you need a prescription plan. As we have with thousands of other people, we can help you with this too.
Q: I need a prescription drug plan bundled in my Medicare plan at no additional cost:

A: Our health is important to us, but it can change. Right now it seems like you're unsure if you need a prescription plan. As we have with thousands of other people, we can help you with this too.
Q: I'm a frequent traveler and have enough discretionary income to enjoy my retirement:

A: Enjoying your time traveling is a great way to spend your years. Because you are on the go it would make sense to choose the best plan available to you, which is Original Medicare with a supplement. The reason is because any doctor or hospital that accepts Medicare, can see you while you're away from home if the need arises.
Q: I'm a frequent traveler and have enough discretionary income to enjoy my retirement:

A: You should know that any doctor or hospital that accepts Medicare will see you if you have Original Medicare. If you go with an Advantage plan, you'll be restricted to treatment by in network providers or facilities. If outside the network, your deductibles and co-pays can be substantial.
Q: I'm a frequent traveler and have enough discretionary income to enjoy my retirement:

A: So you like to travel, but what happens if you need to see a doctor when you're out of town? The Advantage plan has limited provider coverage (to their network) and this could be a problem for you. The Advantage plan might still be what's best for you, but this is something important to consider.
Q: I'm a frequent traveler and have enough discretionary income to enjoy my retirement:

A: So you're lucky enough to travel occassionally. Deciding between Original Medicare and the Advantage plan isn't cut and dry. We can help you sort through this issue.
Q: I'm a frequent traveler and have enough discretionary income to enjoy my retirement:

A: It's nice to travel. Original Medicare can be better for travelers, but that shouldn't be only deciding factor. Take a look at all of your circumstances to decide. We can help.
Q: I don't want any deductibles or co-pays on Medicare:

A: No one wants a deductible or copay. Original Medicare with a supplement will provide you with that peace of mind, but remember that there is a monthly premium for the Supplement. We are here to help you weigh the pros and cons of this decision.
Q: I don't want any deductibles or co-pays on Medicare:

A: You don't mind paying a deductible or copay but just know that an added benefit of the Original Medicare with Supplement plan is that you have no copay or deductible. This may be another reason why Original Medicare is the best for you.
Q: I don't want any deductibles or co-pays on Medicare:

A: Advantage plans are great because the monthly premiums are generally lower than Original Medicare, however, they almost always come with deductibles and copays. So you'll want to consider this carefully.
Q: I don't want any deductibles or co-pays on Medicare:

A: It feels like you need more information on deductibles and copays. We've helped many thousands of people who were facing this same decision in the past. And we want to help you too.
Q: I don't want any deductibles or co-pays on Medicare:

A: If you don't want to pay copays then the Original Medicare plan with supplement could be a good fit, but we have other things to consider as well.
Q: I don't want any deductibles or co-pays on Medicare:

A: If you aren't worried about paying a copay then the Advantage plan has some cost savings benefits that might be good for you. What other questions do you have?
Q: I want dental, vision, and hearing bundled in my plan at no (or a very low) additional cost:

A: It sounds like having bundled dental, vision, and hearing coverage is important. The Original plan with supplement doesn't offer that so ask yourself if this is the most important thing for you.
Q: I want dental, vision, and hearing bundled in my plan at no (or a very low) additional cost:

A: Because you want to have dental. vision, and hearing bundled with your coverage, an Advantage plan might be a good choice for you. However, remember there are some drawbacks to the Advantage plan that you need to consider. We can help you make the right choice here.
Q: I want dental, vision, and hearing bundled in my plan at no (or a very low) additional cost:

A: You didn't mention dental, vision, and hearing coverage as being that important to you, but know that is is part of the Advantage plan and that is just another perk in choosing this plan.
Q: I want dental, vision, and hearing bundled in my plan at no (or a very low) additional cost:

A: Dental, vision, and hearing coverage sound important. Advantage plans almost always come bundled with these benefits while Original Medicare does not. It's important to review this issue carefully to determine what works best for you.
Q: I want dental, vision, and hearing bundled in my plan at no (or a very low) additional cost:

A: So you want dental, vision, and hearing bundled with your plan? The Advantage plan offers this, so it might be right for you, but you have some other considerations as well. Let's look at everything to make sure we are making the right choice.
Q: I want dental, vision, and hearing bundled in my plan at no (or a very low) additional cost:

A: If you don't need dental, vision, and hearing then the Original Medicare plan with Supplement could be a better option. But it really depeneds on the whole picture. We can help you with this for sure.
Q: Do you receive state aid, such as Medicaid?

A: Advantage plans are what you want to focus on. They are created for people who match your financial profile. You have a unique opportunity not available to most Medicare Beneficiaries. You're eligible to switch plans much more frequently than others. We should speak at your earliest convenience. The benefits you are eligibe for are based on where you live and your personal situation.
Q: Do you receive state aid, such as Medicaid?

A: Advantage plans are what you want to focus on. They are created for people who match your financial profile. You have a unique opportunity not available to most Medicare Beneficiaries. You're eligible to switch plans much more frequently than others. We should speak at your earliest convenience. The benefits you are eligibe for are based on where you live and your personal situation.
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