Medicare Made Easy

Understanding Medicare Enrollment Periods

AEP (Annual Enrollment Period)

First, it occurs in the fall, between Oct. 15 and Dec. 7, for coverage beginning Jan. 1.
Second, anyone eligible for Medicare can participate.
Third, you can make as many changes to your plan and coverage as you wish before Dec. 7.

OEP (Open Enrollment Period)

Enrollment dates: Jan. 1 – March 31
Who can participate: People already enrolled in a Medicare Advantage plan as of January 1

What changes you can make:

Switch to another Medicare Advantage plan, with or without drug coverage
Switch back to Original Medicare, and if needed, add a Medicare Part D plan
How many changes allowed per period: 1
When changes take effect: The first of the following month following receipt of the enrollment request

Other Opportunities Include Chronic Health Conditions

As soon as you become eligible for Original Medicare you can enroll in a DSNP or other type of Special Needs Plan if one is available in your local service area. Most people become eligible for Medicare on their 65th birthday and use their Initial Enrollment Period to sign up for healthcare coverage then. People under the age of 65 who qualify for Medicare based on a disability may be eligible for Medicaid at the same time, and may be able to enroll in a DSNP when they first enroll, as well.

Need Additional Prescription Coverage

Odio facilisis mauris sit amet massa. Sit amet massa vitae tortor condimentum. A erat nam at lectus urna duis convallis convallis. In ornare quam viverra orci. Suscipit tellus mauris a diam maecenas sed. In hac habitasse platea dictumst vestibulum rhoncus est pellentesque. At imperdiet dui accumsan sit amet. Tincidunt arcu non sodales neque sodales ut etiam sit amet.

Have Original Medicare But Need To Cover All Medical Costs

Bibendum at varius vel pharetra vel turpis nunc eget. Ut sem nulla pharetra diam sit amet nisl suscipit adipiscing. Aliquam id diam maecenas ultricies. Vivamus arcu felis bibendum ut tristique et egestas. Erat velit scelerisque in dictum. Ultricies mi quis hendrerit dolor magna. Ut aliquam purus sit amet luctus venenatis lectus. Diam sit amet nisl suscipit. Leo vel fringilla est ullamcorper eget nulla facilisi. Iaculis urna id volutpat lacus laoreet non curabitur.