Medicare 101

In simple terms, Medicare is a government healthcare program for people aged 65 and over. However, it is also for people with certain disabilities such as Multiple Sclerosis (MS), Amyotrophic Lateral Sclerosis (ALS), End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD), and a few others.

President Franklin Roosevelt signed Social Security into law in 1935. 30 years later, in 1965, President Lyndon B. Johnson signed the Medicare and Medicaid Act into law. Over the years, the coverage has continued to evolve significantly, offering more and more coverage.

Medicare is the federal health insurance program for:

• People who are 65 or older
• Certain younger people with disabilities
• People with MS, ALS, and ESRD

The different parts of Medicare help cover specific services:

• Part A (Hospital insurance)
• Part B (Medical insurance)
• Part C (Medicare Advantage)
• Part D (Prescription drug coverage)
• Supplemental (Medigap Insurance)

Here are the basic things you need to know about Medicare:

• Who is eligible for Medicare?
• What are the different Parts to Medicare and what do they cover?
• What is the application process for Medicare?
• When and how do I apply

If you are new to Medicare, you aren’t alone if you feel lost or confused. There is a lot of information to take in; from different plans, to different coverage options, to knowing when and how to apply, it can be difficult to sort through. It’s very common to have a lot of questions, including those questions listed above.

You don’t have to go at it alone – we are here to help.

At 100Insure, our purpose is to help people find all of the benefits they are eligible for. Whether you are turning 65, or are under the age of 65 with a qualifying disability, illness, or condition – or you are wondering if you or a loved one qualify for benefits – please start by taking our short quiz.

But you don’t have to go at it alone. At 100Insure, we are here to help.

Our purpose is to help people find the benefits they are eligible for, whether you are turning 65, or are under the age of 65 with qualifying disabilities, illnesses or conditions.

If you are wondering if you or a loved one qualify for benefits, please start by taking our short quiz.