Who is Eligible for Medicare?
Medicare eligibility begins for most people at the age of 65. However, individuals who have been receiving Social Security disability benefits for at least 24 months are eligible as well. There are also some other criteria that may make you eligible to receive Medicare benefits.
If you are under 65, you can still qualify based on the following criteria:
- You are a US citizen or a permanent resident and have lived in the United States continuously for at least five years.
- You are permanently disabled, and you have been receiving Social Security disability income benefits for 24 months.
- You have End-Stage Renal Disease (ESRD).
- You have Amyotrophic Lateral Sclerosis (ALS, also known as Lou Gehrig’s Disease).
- You have Multiple Sclerosis (MS).
Who is Eligible for Medicare Part A?
You are eligible for Medicare Part A coverage at no cost at age 65 as long as you or your spouse have worked in the United States for at least 10 years. If you have not worked for 10 years, you can still purchase coverage.
You will be automatically enrolled in Part A when you turn 65 if you have already enrolled in Social Security benefits. Expect to receive your Medicare card in the mail approximately 4-6 weeks before you turn 65.
Who is Eligible for Medicare Part B?
The same eligibility requirements apply to Medicare Part B coverage as they do for Part A. However, one important difference is that there is a monthly premium. Pay close attention to enrollment dates so that you are not hit with a late fee.
Who is Eligible for Medicare Part C?
Medicare Part C, also known as Medicare Advantage, is available if you are enrolled in both Parts A and B and live within the specific plan’s area.
Who is Eligible for Medicare Part D?
Medicare Part D, also known as a drug plan, is available if you are enrolled in both Parts A and B and live within the plan’s area.