We are in the Medicare Annual Enrollment Period and this may be the only time this year that you can change your current plan. What’s the better option - original Medicare (Parts A & B) or Medicare Advantage (Part C)? Medicare Advantage (MA) plans are usually less expensive for seniors than the combination of Medicare Part B coverage, Part D drug insurance, and Medicare Supplement (usually referred to as [...]
Medicare’s open enrollment period is well under way and now’s the time for you to take a long look at your coverage for the upcoming year. Many enrollees don’t take much time to examine the different plans that are available to them. Some say the process is confusing, others are content to keep their current plan without looking to see if any changes are in store for the next [...]
As you work your way through the annual Medicare Open Enrollment Period, you may have noticed that Medicare coverage has many different options to choose from. Whether you’re enrolling for the first time this year, or you’re changing your plan, it can seem daunting. Don’t let all the information overwhelm you, we’re here to help. Our team of professionals are available to assist you in finding the coverage you [...]
Each year, Medicare goes through changes. Whether it is updates to the traditional parts of original Medicare (Part A and Part B), or an evolution in Medicare Advantage plans, change is seemingly inevitable from year to year. 2023 is no different. There’s a mixed bag of positives and negatives of what’s in store for the people who are covered. Part B premiums and deductible decrease In 2022, the Medicare [...]
Did you know most people aren’t getting all the Medicare benefits they deserve? Many folks are automatically enrolled in Medicare when they turn 65. Original Medicare, Parts A and B, cover many expenses. In general, these are the parts that make up Medicare: Part A = inpatient hospital coverage Part B = outpatient medical coverage Part C = known as Medicare Advantage, available through private companies Part D = prescription drug coverage However, [...]
Debunking Medicare can be mind boggling. That’s exactly why we work with people just like you, comparing hundreds of plans to find the best option for them based on their condition, budget, and location. Many future and current beneficiaries ask the difference between Medicare Advantage and Medigap. Is one better than the other? Do you need one or both? This blog will help break it down. Medigap Medigap plans [...]
Medicare Advantage is also referred to as Medicare Part C. These are private Medicare plans where you pay copays for many routine services like doctor’s visits, lab-work, ambulance, surgeries, hospital stays, urgent care and more. Did you know you don’t have to be turning 65 to be eligible for Medicare Advantage? Certain individuals are eligible for Medicare under the age of 65, including those with disabilities. Many of the [...]
It’s no secret that as we age our vision and hearing start to decline. In fact, it’s estimated that nearly two-thirds of people over the age of 70 are affected by hearing loss. This can make it difficult to do once easy tasks, such as hearing conversations, your favorite TV shows, alarms and more. But it’s a small price we pay for living and long and happy life. Original [...]
There is a lot to consider when becoming eligible for Medicare, and many people question if they make the right decision, selecting the best plan for their needs. If you have enrolled in Medicare but are wondering if there is something better out there for you, the Open Enrollment period is your time to investigate this further. For everything you need to know about Medicare Open Enrollment Period, read [...]
There are four parts of Medicare. In general: Inpatient hospital coverage = Medicare Part A Outpatient medical coverage = Medicare Part B Alternative benefit form to Original Medicare that offers extra benefits = Medicare Part C Prescription drug coverage =Medicare Part D Today, we will be looking further into Medicare Part C. Medicare Part C is also known as Medicare Advantage. It’s an alternative benefit to Original Medicare. Medicare [...]