As you begin considering different Medicare Plans, one important factor is finding a doctor near you that accepts Medicare. As you start researching, do your homework!

Check with your local clinic, hospital, and doctors to see who accepts Medicare. You can do this at your upcoming appointments, checking with the doctor or at the front desk.

Why should I see a doctor that accepts Medicare?

Choosing a doctor that accepts Medicare will ensure you are charged a negotiated rate. Usually, this rate is more affordable than doctors who do not accept Medicare.

After your visit, the doctor’s office will bill Medicare for your visit – not you. Usually, the doctors who accept Medicare wait until they hear back from Medicare and then only bill you for the remainder.

Can I see a doctor who doesn’t take Medicare?

Yes. You can see a doctor that doesn’t accept Medicare but you will likely be charged a much higher rate for your visit and any services you receive while there.

How do I find a doctor that takes Medicare?

Which doctors take Medicare? There are a few ways to find a doctor who will accept your Medicare Plan.

  1. Medicare Website – In addition to other resources, this website has
  2. Insurance Provider- With Medigap and Medicare Part C (Medicare Advantage), you can check with the provider you purchased from to see what doctors are included.
  3. Physician Compare– The Centers for Medicare & Medicaid Services (CMS) has a tool that allows you to look up doctors near you and compare them side-by-side.
  4. Ask family and friends – If you have loved ones who are already on Medicare, you can always ask for their recommendations about the doctors they use and like.

Having a doctor you trust is always important. Having one located nearby is also a big determining factor when deciding on a plan.

Doing the research to find a doctor that fits both criteria will require more work on your end. However, in the long run, it’s a vital step to ensure you get the most out of your Medicare plan.