To many, retirement means freedom. Being able to wake up and do as you please all day, without the responsibility of work. Many older Americans use this time to travel, checking off places and things on their bucket list. If you plan to become a jetsetter upon retirement, you should check whether your health insurance coverage travels with you. When you travel, your coverage will depend on where you [...]
Debunking Medicare can be mind boggling. That’s exactly why we work with people just like you, comparing hundreds of plans to find the best option for them based on their condition, budget, and location. Many future and current beneficiaries ask the difference between Medicare Advantage and Medigap. Is one better than the other? Do you need one or both? This blog will help break it down. Medigap Medigap plans [...]
There are so many options for Medicare these days. Outside of Original Medicare, Parts A and B, beneficiaries can opt for a Medicare Advantage plan which can offer additional, and impressive, benefits. Which Medicare plan is best for you? Cost is a major deciding factor on most purchases in life, and Medicare plans are no exception. In addition to your premiums, you should also factor in things like deductibles, [...]
Assisted living residences are housing facilities for people with disabilities or for adults who can’t or who choose not to live independently. They provide supervision and assistance with activities of daily living. The cost of Assisted Living Facilities nationwide can vary from $2,000 - $5,000 per month. This can obviously become costly quickly, forcing people to ask if Medicare will cover the assisted living. Medicare, a type of health insurance [...]
Did you know you don’t have to be 65 to qualify for Medicare? That’s right, Medicare Disability Plans are issued to anyone that has been receiving Social Security Disability Income for 24 months. On the 25th month, you automatically get put on Medicare. But you get put on Original Medicare, Parts A and B only. And here’s the thing no one has taken the time to tell you. While [...]
A chiropractor is a health care professional who performs adjustments (also referred to as manipulations) to the spine or other areas of the body. Their goal is to correct alignment of the body and ease pain. Many people visit a chiropractor to treat back pain, neck pain or even headaches. This can be a preventative service, or as result of a bad injury or accident. As chiropractor treatment methods become [...]
Medicare Part D helps cover cost of prescription drugs. Considering nearly 1 in 2 Americans are on a prescription drug, this is a very important plan for many. If you are nearing 65 and planning to start Medicare, or if you have a chronic illness, or have been seriously injured, prescription drug coverage may be a nonnegotiable for you. This is why it’s very important to weigh your options [...]
We’ve helped find the right Medicare benefits for thousands of people all over the United States. We have learned that there are 3 common, yet untrue, beliefs about Medicare. Recognizing that these must be something a lot MORE people also believe, we wanted to share these 3 simple truths! Common Misbelief #1: Once I choose a Medicare plan, I’m stuck with it forever Fortunately, this is not at all true! [...]
Medicare can cover a lot of needs as you age. Even still, sometimes it gets a bad rap because of what it doesn’t cover. Because these are needs many of us have, or will have, as we age, it’s important to know what Medicare won’t cover. Here are 4 things to keep in mind: Hearing Aids It’s estimated that nearly two-thirds of people over the age of 70 are [...]
As you continue aging like a fine wine and enjoying life, especially the retirement life, it’s important to be able to CONTINUE enjoying these Golden Years. When you turned 65, you became eligible for Medicare, Parts A and B most likely. As new needs and ailments pop up, you might start questioning if you made the right decision, selecting the best plan for your needs. Is there is something [...]