Debunking Medicare can be mind boggling. That’s exactly why we work with people just like you, comparing hundreds of plans to find the best option for them based on their condition, budget, and location. Many future and current beneficiaries ask the difference between Medicare Advantage and Medigap. Is one better than the other? Do you need one or both? This blog will help break it down. Medigap Medigap plans [...]
There are so many options for Medicare these days. Outside of Original Medicare, Parts A and B, beneficiaries can opt for a Medicare Advantage plan which can offer additional, and impressive, benefits. Which Medicare plan is best for you? Cost is a major deciding factor on most purchases in life, and Medicare plans are no exception. In addition to your premiums, you should also factor in things like deductibles, [...]
Imagine this: Your son is able to drive you to your doctor appointment this afternoon, but has to leave early to pick up your grandkids after school. How are you going to get home? Or let’s say a friend usually takes you to your appointments but is unable to for an upcoming important appointment. What are your options? And does Medicare help with these needs? When you are automatically [...]
During the Annual Medicare Open Enrollment Period, anyone on Medicare can make changes to their coverage. This event takes place only once a year between October 15 and December 7. During this time, beneficiaries can: Switch from Original Medicare to Medicare Advantage, or vice versa Join or drop a Medicare prescription drug plan Switch from Medicare Advantage plan with drug coverage to one without, or vice versa Update your [...]
Are you a planner at heart? Many of us are so busy we have calendars to keep track of all the activities going on in our lives: birthday parties, appointments, anniversaries, little league baseball games. As we get closer to reaching age 65, and even once we do, it’s important to keep a few dates in mind… the different Medicare enrollment periods. Why is this important to remember? If [...]
As we age, our medical needs change. Unfortunately, most of us have more needs than we did when we were younger. Especially when it comes to our dental or vision care. For example, a lot of people make the mistake of assuming regular, annual exams are covered under Original Medicare. But, that’s not actually true. And unfortunately, many people learn this the hard way when it’s too late and [...]
You probably have many questions when it comes to Medicare. What plan is best for you? When do you apply? What do the different Medicare Parts mean? What benefits am I eligible for? One question you might not have in mind at the beginning of the process, but might come up in the future, is whether not your Medicare plan will cover home healthcare. Does Medicare cover care in [...]
People qualify for Medicare benefits in one of three ways: Age Disability Certain illnesses Medicare for people turning 65 Most people know that when they turn 65 they can start receiving Medicare. In general, you are eligible at 65 if you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if you: [...]
Medicare Advantage is also referred to as Medicare Part C. These are private Medicare plans where you pay copays for many routine services like doctor’s visits, lab-work, ambulance, surgeries, hospital stays, urgent care and more. Did you know you don’t have to be turning 65 to be eligible for Medicare Advantage? Certain individuals are eligible for Medicare under the age of 65, including those with disabilities. Many of the [...]
It’s no secret that as we age our vision and hearing start to decline. In fact, it’s estimated that nearly two-thirds of people over the age of 70 are affected by hearing loss. This can make it difficult to do once easy tasks, such as hearing conversations, your favorite TV shows, alarms and more. But it’s a small price we pay for living and long and happy life. Original [...]