Are you a planner at heart? Many of us are so busy we have calendars to keep track of all the activities going on in our lives: birthday parties, appointments, anniversaries, little league baseball games. As we get closer to reaching age 65, and even once we do, it’s important to keep a few dates in mind… the different Medicare enrollment periods. Why is this important to remember? If [...]
You probably have many questions when it comes to Medicare. What plan is best for you? When do you apply? What do the different Medicare Parts mean? What benefits am I eligible for? One question you might not have in mind at the beginning of the process, but might come up in the future, is whether not your Medicare plan will cover home healthcare. Does Medicare cover care in [...]
As we age, our vision changes. And unfortunately, it’s usually not in the good way. It’s common that the older we get, the more likely we are to need eye care, and/or eye wear. Many individuals think these regular, annual exams would be covered under Original Medicare. This is not the case as not all plans, or areas of coverage, are the same. This is why it is very important [...]
Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). You are eligible for Medicare if you are a citizen of the United States or have been a legal resident for at least 5 years and: You are age 65 or older and you or your spouse has worked for at least 10 years [...]
People qualify for Medicare benefits in one of three ways: Age Disability Certain illnesses Medicare for people turning 65 Most people know that when they turn 65 they can start receiving Medicare. In general, you are eligible at 65 if you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if you: [...]
A lot of people confuse Social Security with Medicare, but they are completely different programs. To start, here is what they have in common: Individually funded by payroll taxes Provide benefits to people who are eligible Help people with certain disabilities But more importantly, here is how they differ. Social Security A federal program that provides benefits for retirees who have worked and paid Social Security taxes for at [...]
It’s no secret that as we age our vision and hearing start to decline. In fact, it’s estimated that nearly two-thirds of people over the age of 70 are affected by hearing loss. This can make it difficult to do once easy tasks, such as hearing conversations, your favorite TV shows, alarms and more. But it’s a small price we pay for living and long and happy life. Original [...]
As you get closer and closer to turning 65, you might question whether or not you need to enroll in Medicare. Do you need to enroll or will you be automatically enrolled? Collecting Social Security benefits? If you are collecting some form of Social Security, whether that is due to retirement or disability, you are automatically enrolled in Medicare Part A and Part B when you become eligible. You [...]
There is a lot to consider when becoming eligible for Medicare, and many people question if they make the right decision, selecting the best plan for their needs. If you have enrolled in Medicare but are wondering if there is something better out there for you, the Open Enrollment period is your time to investigate this further. For everything you need to know about Medicare Open Enrollment Period, read [...]
There is a lot to consider when becoming eligible for Medicare, and many people question if they make the right decision, selecting the best plan for their needs. If you have enrolled in Medicare but are wondering if there is something better out there for you, the Open Enrollment period is your time to investigate this further. For everything you need to know about Medicare Open Enrollment Period, read [...]