Medicare Updates
Don’t Delay on Medicare Part B
Ahh, Medicare. Its complexity is what makes it so wonderful and yet so, well, confusing. Today, we hope to help break down any confusion around Medicare Part B. A large majority of folks wait around for a letter to tell them if they need to sign up. We hate to be the ones to break this to you but, there is no letter. So will you be automatically enrolled? [...]
Do All Doctors Take Medicare?
Finding a good doctor can be challenging. Many people change doctors over the years until they find one they trust, feel comfortable and confident with. So it’s no surprise that when we start to age into Medicare, we wonder – and worry – if our beloved doctor will accept Medicare. The truth is, not all doctors do accept Medicare for the patients they see. This can be problematic as [...]
Will Medicare Cover Naturopathic Treatments?
Natural medicine is becoming more and more popular, and more and more recognized. People are seeing the value in holistic and functional medicines and opting to work with naturopathic doctors over traditional, western doctors. Naturopathic medicine is a system that uses natural remedies to help the body heal itself. It embraces many therapies, including herbs, acupuncture, and chiropractic services. The goal of naturopathic medicine is to treat the whole [...]
Do I Need Medicare If I’m Not Retired?
Life is expensive. Bills add up quickly; cable, subscription services, gas, phones, gym memberships, and handfuls (and handfuls) of others. Because of this, many Americans are working past the age of 65, bumping their retirement age back further and further to afford the ever-increasing cost of living. If you are still working at age 65, here are a few things you need to know about signing up for Medicare. [...]
Does Medicare Cover Pre-Existing Conditions?
Health is wealth. If you are turning 65 and are still healthy, count your blessing! The National Health Council estimates that 133 Americans have a chronic illness, more than 40% of the population. This number is only estimated to grow. So what happens when you are reaching Medicare age and need coverage? Can you obtain Medicare if you have pre-existing conditions? Original Medicare covers all pre-existing conditions if you [...]
How to Avoid 3 Common Medicare Mistakes
Look, we get it. You’re likely bombarded with commercials, direct mail, aids and info on Medicare. Sometimes, it’s so overwhelming, you toss it to the side and push it off for another time. Before you cause yourself penalties, missed deadlines or fees, consider these 3 common mistakes and how to avoid them. #1 Not signing up on time It’s true what they say; timing is everything. Make sure as [...]
Staying Young: Physical Activity for Aging Americans
You’ve heard it a million times: exercise is good for you. So good in fact, that it’s something you should aim to do daily. The science is there. There are countless studies proving the countless health benefits associated with exercise. And truly, it becomes even more important as we age. On top of the benefits we’ve outlined below, physical activity will also help you maintain your independence as you [...]
What Happens if I Need a Doctor While Traveling?
To many, retirement means freedom. Being able to wake up and do as you please all day, without the responsibility of work. Many older Americans use this time to travel, checking off places and things on their bucket list. If you plan to become a jetsetter upon retirement, you should check whether your health insurance coverage travels with you. When you travel, your coverage will depend on where you [...]
What’s the Difference Between Medigap and Medicare Advantage?
Debunking Medicare can be mind boggling. That’s exactly why we work with people just like you, comparing hundreds of plans to find the best option for them based on their condition, budget, and location. Many future and current beneficiaries ask the difference between Medicare Advantage and Medigap. Is one better than the other? Do you need one or both? This blog will help break it down. Medigap Medigap plans [...]
Medicare Advantage or Original Medicare?
There are so many options for Medicare these days. Outside of Original Medicare, Parts A and B, beneficiaries can opt for a Medicare Advantage plan which can offer additional, and impressive, benefits. Which Medicare plan is best for you? Cost is a major deciding factor on most purchases in life, and Medicare plans are no exception. In addition to your premiums, you should also factor in things like deductibles, [...]
Does Medicare Cover Assisted Living?
Assisted living residences are housing facilities for people with disabilities or for adults who can’t or who choose not to live independently. They provide supervision and assistance with activities of daily living. The cost of Assisted Living Facilities nationwide can vary from $2,000 - $5,000 per month. This can obviously become costly quickly, forcing people to ask if Medicare will cover the assisted living. Medicare, a type of health insurance [...]
What Medicare Benefits Are Available to People Under 65?
Did you know you don’t have to be 65 to qualify for Medicare? That’s right, Medicare Disability Plans are issued to anyone that has been receiving Social Security Disability Income for 24 months. On the 25th month, you automatically get put on Medicare. But you get put on Original Medicare, Parts A and B only. And here’s the thing no one has taken the time to tell you. While [...]
Does Medicare Cover Chiropractic Care?
A chiropractor is a health care professional who performs adjustments (also referred to as manipulations) to the spine or other areas of the body. Their goal is to correct alignment of the body and ease pain. Many people visit a chiropractor to treat back pain, neck pain or even headaches. This can be a preventative service, or as result of a bad injury or accident. As chiropractor treatment methods become [...]
What Prescriptions Aren’t Covered by Medicare Part D?
Medicare Part D helps cover cost of prescription drugs. Considering nearly 1 in 2 Americans are on a prescription drug, this is a very important plan for many. If you are nearing 65 and planning to start Medicare, or if you have a chronic illness, or have been seriously injured, prescription drug coverage may be a nonnegotiable for you. This is why it’s very important to weigh your options [...]
3 Common Medicare Myths
We’ve helped find the right Medicare benefits for thousands of people all over the United States. We have learned that there are 3 common, yet untrue, beliefs about Medicare. Recognizing that these must be something a lot MORE people also believe, we wanted to share these 3 simple truths! Common Misbelief #1: Once I choose a Medicare plan, I’m stuck with it forever Fortunately, this is not at all true! [...]